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We Can Help You Improve Your Credit Score By

40 Points

It's Easier Than You Think

DO YOU HAVE Bad credit?

DO You Need to build credit?

What Makes Up 
Your Score?

Your credit score comes from your credit report; it’s made up of five components. Payment history, credit utilization, length of credit history, types of credit, and new credit. The #1 factor is making on-time payments. By doing this, you show lenders you're responsible. Once they see you can handle all of your bills, they are more likely to offer you credit. The better your payment history, the better your opportunities are to build an even better credit score. These five components go hand in hand.

How does this benefit me?

If you’re looking to buy a house, buy a car, finance a loan, or start a new business, you need a good credit score. Your credit score will determine how much you can borrow and what type of interest rates you will incur. The better your credit score, the more flexibility you have. Self Lender helps you by raising your score, setting up a CD in your name that you can cash out on once you are done paying, and give you a chance for a secure Visa card after you’ve paid at least $100 on time.

Do I need good credit to apply?

Self Lender works for any credit score. Whether you have a 500 or a 750, it's the perfect way to boost your score. Not only do you gain points within the first 90 days, but you will also qualify for more offers once you've made on-time payments and you can do it for as little as $25 a month. This program is designed for those who have bad credit, no credit or want to improve the score they already have. Anyone can benefit from signing up for a Self Lender Credit Builder Account.

How Exactly does it work?

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Sign Up For A Self Lender Credit Builder Account

Find A Plan That Perfectly Fits Any Budget

Keep Track Of When Your Payment Is Each Month

Make On-Time Payments And Watch The Magic Happen

Check On Your Credit Score At Least Once A Month

Pay Off Your Loan Builder Account And Cash In

As Featured IN

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How Would It Feel To Check Your Credit Score And See This?

Are You Ready To Get Your Credit In Order?

Today Is The Day!

You're About To Embark On A New Path In Your Credit Journey

Sign Up Today And Take Control Of Your Financial Destiny

Over 1,900,000 people have signed up to build credit with Self.


Overall satisfaction rating based on 1031 ratings from actual customers.

“It really works! My credit has gone up, a lot! Also, they offer a Visa credit card with your own saved money, to also add to your score! I highly recommend using self!” -

Jennifer M.

"I recently moved to the states and had no established credit. Using this service along with two prepaid credit cards, my score went from 4 - 710 in 9 months." -

Neil M.

“Self has helped me become so Credit-aware that it has skyrocketed my credit and my wife's credit to where we are buying our home!!! Highly Recommended!” -

Alex C.

Get A Self Visa Card When You Pay Your Account Own Time

Have An Open Credit Builder Account And Meet The Eligibility Requirments

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Make At Least 3 Monthly Payments On Time

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Have $100 Or More In Savings Progress

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Have An Account In Good Standing

Choose Your Limit

Choose how much you want to use from your savings ($100 minimum) to secure your card.

Order Your Card

Once your limit is set, confirm the location to send your card and place the order.

Recieve & Activate

Once you receive your card, activate it and use it wherever Visa cards are accepted

Track & Pay On Time

Track your spending activity and always pay your balance on time and in full.

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Want Tips On How To Best Utilize Your Self Lender Account?

Get Weekly Tips, Information, Credit Card Offers, and More.

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